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Never Dried-up Calculator


The calculation of the Never Dried-up Calculator (“Calculator”) is based on certain assumptions, including the hypothetical data of personal savings amount and their interest and monthly expenses, input by you. This Calculator aims at helping you to understand longevity risk and the possibility of running out of savings during your life time. The Calculator allows for the interest income generated from your inputted amount of savings (if applicable) and assumes you have no other income sources. Keep in mind that in addition to your daily expenses, you will need to budget for inflation risk and emergency expenditures, such as medical and other unexpected expenses. Please note that the result generated by this calculator does not represent or warrant the actual age up to which the savings amount input by you can sustain you, and that it is for reference only and is not intended as and cannot be a substitute for professional financial advice. The HKMC Annuity Limited shall not be liable for any human or mechanical errors or omissions in or any reliance placed upon the result; nor shall it be liable for the consequences of any decision or action taken upon or as a result of the information provided by the Calculator. No warranty or representation is given by the HKMC Annuity Limited as to the accuracy, completeness and/or fitness for a particular purpose of the Calculator.

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